Existing MLC customers, log in to your MLC secure account to:
- • View your portfolio
- • Change your investment strategy
- • Update your personal details
- • Consolidate your super to MLC
A secure retirement isn't all about ending up with a big lump sum at the end of your working life. Another way to think about how much you’ll need in retirement is to consider how much income you’ll need to support the lifestyle you want to maintain and how you'll generate that income. You should also think about how to protect that income you’ll generate as you approach and while in retirement from risks like inflation.
Make 2016 your year of action: take some concrete steps to understand how much you’ll need to live on, and how you can get ready now for great retirement.
Convert your super into a tax-effective income: a transition to retirement pension may give you a tax-effective income to replace your reduced salary if you plan to scale back your working hours. Once you've retired, an account-based pension may deliver a tax-effective income to meet your living expenses.
Protect your income: you can protect your capital and safeguard your income over 10 years, 20 years or for life12. This means you'll have a secure retirement income, the opportunity for income growth, protection if the market falls and upside if it rises.
“Generating the right level of income — and protecting that income stream — is one of the most important parts of retirement planning.”
It’s not as daunting as it sounds. You can change your future today.Read more
Living longer is a great thing if you have the right plan in place to support your lifestyle after you’ve finished earning an income.Read more
You can ‘save the best for last’ with some simple steps.Read more