Existing MLC customers, log in to your MLC secure account to:
- • View your portfolio
- • Change your investment strategy
- • Update your personal details
- • Consolidate your super to MLC
Overspending is not just an issue for younger people. It can be tempting to splurge as soon as you retire on living the good life. And even if you’re careful, you could find that as the cost of living rises, you funds don’t go as far as you’d planned. And if you’re relying on a lump sum, you may find it hard to make it stretch.
Keep budgeting: make sure you maintain a good understanding of what you’re spending versus your income. You can use the ASFA spending guide to give you a good idea of household budgets in retirement.28
Protect your income for life: you can safeguard your income over 10 years, 20 years or for life29. This means you'll have a guaranteed retirement income, so you won't have to worry about living longer than expected.
“The best possible retirement means having real certainty around how much cash you have so you can plan ahead.”
A couple who owns their own home needs $1,133 per week to live well in retirement.10 This could be achievable if you start planning now11.Read more
Living longer is a great thing if you have the right plan in place to support your lifestyle after you’ve finished earning an income.Read more
It’s not as daunting as it sounds. You can change your future today.Read more